Workshop & Webinar Topics - Learning Money Management Skills | Adult Education
Ask yourself these three questions:
- Were you born knowing how to manage money?
- Did you learn money management skills from your parents?
- Did you learn money skills when you were in school?
If you’re like most Canadians, your answer is "no" to all three questions. And yet, when we turn 18 years old, we are expected to be financially responsible adults. It seems a little crazy that we need to go for driver’s education to learn how to drive a car, but we don’t need money management training when we start borrowing money and earning a pay cheque. Instead we should intuitively know how to handle a credit card, a monthly budget and plan for our future.
The Credit Counselling Society is committed to teaching Canadians the basics about money management in a fun, engaging, non-judgmental way. We offer a variety of topical workshops and webinars, including:
Budgets
Making Cent$ of Money: Budgeting 101: Participants will learn the 7 steps to budgeting which will help them take control of their finances and give them peace of mind.
Budget Breakers: Participants will learn about the 3 biggest budget breakers (the little expenses, the irregular expenses, and the emergency expenses) and strategies to eliminate them from everyday worry.
Irregular Income: Participants will learn how to manage irregular income. Intended for hourly, seasonal, commission, contract and/or self-employed individuals.
75 Ways to Save on Household Expenses: Participants will gather tips on how to save on various household expenses including utilities, transportation, groceries and personal items. Participants will also be encouraged to share their best practices with each other.
Credit & Debt
The Truth About Credit: Participants will learn about the myths around credit, the facts around credit reports, credit ratings, and credit scores alongside strategies on how to protect or repair their credit.
Debt Solutions: Participants will learn about the various solutions to managing and reducing their debt loads.
Borrowing 101: Financing Basics: Participants will learn about the various types of financing including secured, unsecured, joint, secondary and short-term/high interest credit. They will also learn about leasing versus buying a vehicle, mortgages and student loans.
Families
Ending the Financial Feud – Couples & Money: Couples will learn about each other’s money values, triggers and goals and work together to create a manageable and tension-less plan.
Planning for Post-Secondary School: This session is for parents of high school students who intend to go to post-secondary schooling. Parents will learn how to talk to their teen about money and plan for school.
Planning Financially for Your New Arrival: This session is for expectant parents who want to plan ahead for maternity and parental leave and be prepared for the new expenses that come with a new arrival.
Raising Financially Fit Kids: Parents will learn some easy to implement techniques to teach kids about savings, giving, and spending.
Topical
10 Steps to Retire Without Debt: Participants will learn about debt elimination options so that they can enter their golden years without the shackles of debt.
Cautious Consumerism: Participants will learn ways to avoid the most common scams and fraud in Canada and what to do if they become a victim of identity theft.
Christmas Without Credit: Participants will learn how to plan ahead to avoid a debt hangover in January.
Death, Taxes and Beyond: Participants will learn about the basics of taxes, insurance and estate planning which will enable them to get their financial household in order.
Food and Finance: Participants will learn how to create healthy and financially sustainable meal plans and tips on frugal meal plans.
Home Ownership – Are You Ready?: Participants will learn about the costs involved in purchasing and maintaining a home. They will also learn what is required to qualify for a mortgage and decide whether renting or owning is better for them.
Living Well on Retirement Income: Participants will learn ways to increase income, reduce expenses and live on a retirement income without having to rely on credit to get by.
Organizing Your Finances in 1 Month: Participants will learn what important documents they need to have, how to store them securely, and how to create a “just in case something happens to me” sheet so their loved ones can take care of their affairs.
Vacations on a Budget: Participants will learn a variety of ways to save money while planning and going on vacation so they can have fun without worrying about money.
Cent$ible Celebrations: Participants will learn ways to plan and implement any kind of celebration, from a small party to a wedding and everything in between, while staying sane and on budget.
Specialized Groups
Preparing for Temporarily Reduced Income: Participants who are facing reduced income will learn strategies on how to cope financially with their new reality.
Money Basics for Newcomers: Participants who are new to Canada will learn about the banking and credit system as well as how to avoid debt and scams.