Get Help Making a Personal Budget - Financial Tips and Guidelines

We are committed to helping you learn good money management skills. Our highly requested 7 step workbook helps tens of thousands of people develop a personal budget every year. It can work for you too.

Money Management Basics: 7 Steps That Will Help You Build a Budget That Works

This workbook is available as a free PDF download. You can download it as a regular PDF, a fillable PDF, or you can view it online.
If you wish to receive a printed version of this workbook, please contact us to obtain a copy.

Budget Calculator That Guides You & Helps You Build a Budget

To make budgeting easier and more fun, we've created a budget calculator that guides you as you create your own budget. It makes suggestions and warns you if you appear to be spending too much money in any area of your budget. Once you're done, it can take a look at your budget and see if it can find any ways for your to improve your spending plan or save some money.

Features of Our Free Budget Calculator Spreadsheet

Our free Excel, OpenOffice, and Numbers (for the Mac) budgeting worksheet will help you manage your money better. The features of the calculator include:

personal expense and personal financial budget calculator

A smart, interactive calculator worksheet that guides you through the budgeting process
It's user-friendly, and easy to use even if you don’t really know how to use Excel
Gives you a whole new perspective on your budget with simple, helpful graphs (this is great if you're not a numbers person)
Tells you what a "normal" amount is to spend in each category of your budget based on our budgeting guidelines.
Clear graphs, dollar values and percentages so that you can adjust your budget as you go
It does all the math for you
Stand-alone Excel or Open Office file keeps your information private on your own computer
Drop down menus let you tell it whether each expense occurs weekly, monthly, annually, etc.
Keeps a running total of how much you’re planning to spend versus your income
Identifies common budgeting pitfalls and offers tips and solutions to fix them
If you want to reduce your expenses and save some money, it can suggest dozens of places where you could look at reducing your expenses