Money Management Blog
Welcome to the Credit Counselling Society's Blog.

Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Learn all sorts of great ways to manage your money better, solve your debt problems and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting or credit? If you need advice or help with your debts email us your questions or chat with us online. We're happy to help.

Kick Start Your Debt Repayment with a Cash Only Diet

Personal finance experts swear by a cash-only diet to kick start challenging goals. It’s often recommended because it force you to do two important things…

5 Step Plan to Escape Payday Loans Cycle

If you're tired of always borrowing from payday loan companies, have multiple payday loans, and want to know how to get rid of payday loan debt, we'll show you how in 5 practical steps…

How to Pay Off and Make Joint Debts Work

Joint debts are a major commitment and while you may be co-signing or even just acting as a guarantor, you’re agreeing to shoulder the responsibility and liability for the full loan...

Is the Rising Cost of Living Stressing You Out?

The rising cost of living is stressful. Living pay cheque to pay cheque can feel like a never-ending cycle of frugal choices & credit card debt. Look to cut costs with daily spending & expenses...

Which Debts Don't Need to Be Paid Down First?

When you are trying to figure out how to get out of debt quickly, you might have some debts that don’t need to be paid down first…

What is Credit Counselling? Debt Help Options & More

There are some typical warning signs that debt is becoming a problem, but most people wait, sometimes for several years, before asking for help...

4 Debt Consolidation Mistakes and How to Avoid Them

Debt consolidation may feel like a big relief, but you aren’t in the clear yet. Here are four common debt consolidation mistakes you need to be wary of…

3 of the Worst Credit Myths Debunked and Explained

Credit reporting and credit ratings are two of the most asked about personal finance topics, and here are 3 of the worst credit myths debunked and explained…

How to Stop Collection Calls and Creditor Harassment

You’re drowning in debt and now you’re on the receiving end of a nasty, never-ending string of phone calls and threatening letter's from your creditors or collection agencies…