Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

3. Not paying your debts or declaring bankruptcy. The worst thing you can possibly do for your credit rating is to not pay your debts…

Learn three common ways people destroy their credit scores, and find out how you can avoid doing these things to yours.

As with any special event, it's important to enjoy the celebration and not end up in debt. If you want your child to understand the financial limits, include them in the planning process...

Buying stuff, putting it on credit and not paying it off right away, you can probably save 50% on everything you buy. Many believe they can buy whatever they want now and pay for it later...

Some people think that they always need to owe something on a credit card to build their credit. The truth is that you don’t have to owe anyone even a single penny to build your credit…

Even though a couple has a legal separation agreement, it does not absolve either person from the fact that both of them signed for the debt, and both of them are 100% responsible for…

"I've got excellent credit because I pay all my debts on time." Many factors can drastically lower your credit score even though you always pay on time…

"I hear that every time someone checks your credit it lowers your credit score." Myth Buster: While there is some truth to this statement, there are some exceptions…

People have financial problems for all sorts of reasons. The simple truth is that many people’s finances are completely disorganized. If you can’t find your bills, how are you supposed to...