Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

I'm going to propose to my girlfriend during the holidays, but from what I've seen and heard it seems like a huge expense. What do I actually need to plan for?...

Like so many of you, all of us at CCS work hard every day. The only difference is we get to help people solve their debt problems, provide debt relief and find solutions to their financial…

Having your own credit rating is important and necessary in today's world. Regardless of who pays the bills in your home, both people need to build and maintain their own credit identity…

While some people are proactive and plan for the unexpected, the vast majority are reactive, living paycheque to paycheque rather than planning ahead - you may be setting yourself up for disaster…

Since 1996, we’ve been constantly amazed at the growing number of people who need our help. It doesn’t seem as though we can open offices fast enough to keep up with the demand for help...

Blending families also means blending your values, and our financial choices tend to reveal what we hold near and dear. While you have a unique set of challenges to work through…

Canadian Payroll Association released a survey, which showed 6 out of 10 Canadians would be unable to meet their financial obligations if they only missed one paycheque…

My husband and I argue about money due to the spender vs saver mentality. I think it's okay to spend carefully and live a little, but he doesn't. How can we find a compromise?...

A good credit rating doesn't cost you anything. All that is required is that you use credit carefully, pay your bills on time and set money aside to manage unforeseen emergencies…