Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Overdraft protection will make your available bank balance higher than your actual bank account balance. Overdraft is a loan, so find ways to budget for emergency expenses and save.

If you're a student with a student loan, a self-employed entrepreneur or someone depending on commission or seasonal income, creating a budget with irregular income can be difficult...

November is Financial Literacy Month in Canada and CCS is excited to host a variety of free workshops, webinars and activities to help increase money management skills…

Is it just me or is Halloween getting out of control? Even though we could afford to spend $250 a year on costumes and more, my spouse and I don’t want to moving forward. Any suggestions?...

Based on survey results, it seems that three-quarters of Canadians face at least some post-holiday debt when the bills start arriving in January…

Financial literacy isn’t something we are born with, but it is as important a life skill as reading, writing and arithmetic. As parents struggle to do the best they can, they often don’t…

If you receive a debt collection call or letter, get the facts about acknowledging the debt and the statute of limitation in your province before you reply.

When considering a serious financial decision like a Consumer Proposal, it’s important to have all the facts. For starters, a Consumer Proposal isn’t a slam dunk; you creditors must approve…

Moving across the country from Vancouver to Toronto for your spouse's work might be an exciting career opportunity, so plan ahead to make the transition time and budget as easy as possible.