Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

Here are 5 steps to make a budget plan for unexpected expenses and to manage money for savings. Hope for the best and plan for the rest! If you need help, call.

Leprechauns are known for having a pot of gold coins. What lessons could we learn from them to help us get out of debt and begin to turn our situations around for the better.

When you can’t afford to pay & need help with debt, know your rights and communicate effectively when dealing with a collection agency. Find out what your options are…

High limits can mean more temptation. So what happens when you get an offer from your credit card company to raise your limit or do a balance transfer? How do balance transfers with…

I have about $8,000 in credit card debt and I’m wondering if it would be better to pay down my debt with my income tax refund instead of contributing it to my RRSP?

Our client, Margaret, shared a picture of her debt relief - signing her debt management program paperwork and adding her credit cards to the jar of freedom. Contact CCS if you need help too…

It can be hard to ask for help with debt, but living with it is harder. Get help from a professional credit & debt counsellor to create a plan to end your stress and money worries.

Many surviving spouses are left in an uncertain financial situation, sometimes due to a lack of income, but often because they need to learn how to manage their affairs on their own…

Feeling stressed and anxious can lead to overspending. Avoid maxing out your credit cards by making a Christmas and holiday plan for your time as well as your money.