Debt Help Blog - Bankruptcy, Budgeting, Credit Counselling & More

One of the biggest bankruptcy myths in Canada is that anyone can declare bankruptcy. Let's take a closer look at what bankruptcy is, and why some people can't file for bankruptcy.

Credit scores take years to build up, but can get destroyed with only a few small mistakes. A good credit score can help you get better interest rates on loans and mortgages and can even help…

Do you have reduced income? Are you finding it hard to get out of debt? Read this guide to find out hw to make a budget, track expenses, save money and stop living off credit!

When it comes to knowing how to budget your money, it's all about creating a realistic spending plan that will help you manage your money better. Spending money can be fun, but if you...

Everyone has something they'd rather not face -- whether it be credit card debt or a missed mortgage payment -- and Halloween can sometimes bring out the worst of our financial fears.

When people begin to experience financial difficulty, they often look at debt consolidation loans as a way to solve their debt problems. But getting a debt consolidation loan isn’t as easy as…

Is a home equity loan or line of credit right for you? Learn how to use a credit line and not get into debt.

Your overdraft can easily become a never-ending cycle of borrowing money that’s very difficult to break without a plan. Good news is, we’ve got three ways for you to pay off that overdraft…

A range of credit card insurance options are available to credit card holders, but having an understanding of these types of insurance is essential to avoiding a potential credit card scam.